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Understanding your Insurance -
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Office Policies
(effective Jan 2011) -
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Financial Policies -
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The
cornerstone of pediatrics is well child care. It
provides us with an opportunity to evaluate your child's growth and
development -- from the earliest smiles and words to their concerns
about sex and drug use when teenagers. Patients from birth through age
21 are required to have a complete physical
examination to participate in our practice. New patients will receive
record release forms to be sent to your previous doctors so we may
receive past records. It is ideal if we receive such records
prior to a check-up so we can determine if any further
immunizations or laboratory tests should be done.
A complete physical exam at our office includes height,
weight, head circumference (for infants), evaluation of vision and
hearing (in older children), and an estimate of development. Ample
time should be allowed for discussions of problems relating to your
child's home, school and peer relationships. Yearly hemoglobin and
urinalysis will be performed, as well as necessary immunizations.
Since most camps and schools require physical exam forms to be
current, it is important that physical exams be performed
yearly. Such regular exams set the tone for
anticipatory guidance and good preventative health care. While recalls
for yearly check-ups are sent out periodically, please try to call
well in advance for your child's exam.
Day Care Policies:
As of September 1, 2010 the
State of CT has passed new immunization requirements for Day Care
Facilities, Family Day Cares and Group Day Care Homes. The major
change is in the requirement of Hepatitis A vaccination after 12
months of age and Influenza vaccination starting by 7 months of age.
Please see the following chart to clarify:
http://www.ct.gov/dph/lib/dph/daycare/pdf/Immunization_Schedule.pdf
Hospital Affiliations:
Our physicians are affiliated
with both Norwalk and Stamford Hospitals.
Appointments:
Appointments for office visits
and check-ups are made by our secretaries during regular office
hours.
Except for our
emergency care hour from 9-10 in Darien and Open Access from 9 am to 9
pm in Norwalk, patients will be seen by appointment only.
Please try to be prompt for
your appointment time. Should you be unable to keep a scheduled
appointment, notify the office, as soon as possible, so the reserved
time can be given to someone else. You must bring with you your
insurance ID card as well as your co-pay. We do require at least 24
hours notice for physicals and will charge your account for no-shows.
We schedule a specific time for visits. If you feel the problem you
wish to discuss is involved (i.e. behavioral, hyperactivity, etc.)
please let us know when you are scheduling your appointment so that
extra time will be allotted. Please try to make your check-up
appointments three months in advance. Baby visits should be made in
advance at the time of each visit. These visits are essential for the
optimal health care maintenance of your children. Be aware that your
insurance plan may require a full 12-month time span between routine
check ups. Know the date of your child's last physical when
scheduling new appointments.
Telephone:
Routine questions should be
asked during your visits to our office. If a problem arises between
visits that requires attention, we will be happy to discuss it by
telephone during office hours. Our pediatric nurses are experienced
to handle your child care questions. We suggest mid-morning or
mid-afternoon as the best time to call and discuss issues such as
feeding, sleeping, etc. You will be transferred to our nurse
advisement line where you can speak directly to a nurse or leave a
message for a call back. Emergencies will be handled immediately.
Remember, if you have Caller ID with a blocking feature, please remove
it with *87 before placing your call so the advice line nurse can
return your call. After office hours, we ask you to use common sense
and call only if it is a reasonable concern or emergency. When our
office is closed and you have a question about your child's health
that can not wait until our office is open, just call and tell the
operator that you have a health question or issue and would like to
speak to a nurse. You will be put in touch with Night Nurse. Trained
pediatric registered nurses will address questions relating to your
child's health and if your call requires the attention of a doctor,
the nurse will contact the doctor on call. We have chosen this
service so you will have easy access to experienced nurses during
after hours. There is a nominal charge for this service.
Night Nurse:
The Center for Advanced
Pediatrics utilizes the services of Night Nurse for after hour's
coverage. Night Nurse has been providing after-hours triage coverage
for the New England pediatric medical community since 1999.
Physicians know their patients/caregivers receive the highest standard
of timely triage from our experience pediatric RNs. Rapid response
time and the competency of our professionals produce a good nights
sleep for our subscribing MDs. When our office is closed and you have
questions about your child's health and comfort that can not wait
until our offices are open, just tell the operator that you wish to
speak to a nurse. The operator will pass on your message and you will
be called back promptly. It is very much the same as when you are in
touch with our Nurse Advisement Line during office hours. If your
call requires immediate attention by your doctor, the advice line
nurse will contact the doctor on call. The next morning our office
will have a report on your call and will follow up as needed. We have
chosen this service so that you will have easy access to experienced
nurses during after hours.
Financial and Insurance:
We participate in most health
care plans offered in the area. It is advisable to notify your
insurance carrier of your baby's arrival and that you have selected
one of our pediatricians as your child's PCP (primary care physician)
to ensure maximum coverage for health care costs.Some policies will
not cover the expenses for your baby unless notified within 30 days of
birth. We also require that you notify us (by copy of front and back
of insurance card) any time a change is made to your insurance plan or
carrier. We ask that you familiarize yourself with the coverage of
your plan and it's restrictions. You are ultimately responsible for
services that are not a covered benefit. Please be sure to bring your
insurance identification card with you to each visit.
Co-Pays:
Your insurance company expects
the payment of your co-pay at the time of service as do we.Our policy
is not to bill for co-pays, but if we must, a billing fee will be
added to your charge. We accept cash, check, Mastercard, Visa and
Discover.
Fees:
Fees for services rendered are
based on the prevailing fee schedule for this area. Payment is
expected at the time of visit. You may pay by cash, check or
MasterCard, Visa and Discover. In the cases of divorced parents, we do
not involve ourselves in intra-family disputes regarding the financial
responsibility of a bill or account. In cases of dispute, the parent
or person who brings the child to the office is considered
responsible. All co-pays must be paid at the time of the child's visit
regardless of who accompanies the child. In the event that a friend or
relative brings your child to the office, we ask that person to be
responsible for paying the bill or co-pay. Please save your cash
receipts. For your convenience, you may keep your credit card
information in your file and sign an authorization which allows us to
charge your account for your co-pays or co-insurance.
Referrals:
Most managed care insurance
plans require referrals from your primary care physicians before your
child can be seen by a participating specialist. We require at least
72 business hours for processing referrals and are not allowed to back
date any referral request. Our referral line is open from 8:30 am to
5:00 pm Monday through Friday to expedite your requests.
Forms for School, Camp and
Sports:
Your child will require many
forms to be filled out over the years. When your child's school, camp
or sport's program requires a physician form, please provide it to us
with as much of the information you can already filled out. Please
submit all forms with a STAMPED ADDRESSED ENVELOPE. Because of the
volume of forms we do, especially during the summer, this will help
facilitate their rapid return. Forms should reach our office AT LEAST
TWO WEEKS PRIOR to the time you need them returned. We will not be
able to fill out the forms at the child's annual physical during very
high volume months (June, July, August and September).
Effective January 1, 2010
– The Center for Advanced Pediatrics will charge for ALL forms that
parents/patients request to be filled out by a physician or nurse.
Payment for the forms must be made before the forms are
processed by the office.
Blank forms cannot be accepted. Forms will only be
accepted for completion if the sections that need to be filled out by
the patient or parent are completed.
For more information, please contact our office at
203-229-2000. |